Home credit market investigationThe Stationery Office. 2007
This report examines the supply of home credit in the UK. The Commission found, that most home credit loans are for relatively small sums paid in cash, usually less than £500, with the vast majority of home credit lending done by companies which engage agents to visit customers' homes to collect repayments, or assess credit worthiness' and make loans. The Commission has only investigated legitimate licensed businesses, and the state of competition in home credit, which should be...
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Capitalism without CapitalPrinceton University Press. 2017
The first comprehensive account of the growing dominance of the intangible economy Early in the twenty-first century, a quiet revolution occurred. For the first time, the major developed economies began to invest more in intangible assets, like design, branding, R&D, and software, than in tangible assets, like machinery, buildings, and computers. For all sorts of businesses, from tech firms and pharma companies to coffee shops and gyms, the ability to deploy assets that one can neither see...